Retirement Planning
Giving Your Savings the Opportunity to Grow
During your working years you have developed a lifestyle that perhaps you would like to continue or even expand upon in retirement. Perhaps you would like to travel more or move to a new state. Maybe there are new hobbies you would like to learn, volunteer with an organization or spend more time with family. Some people even enjoy starting a new career. Whatever you envision, having a plan is paramount. A well-prepared retirement is bound to be one filled with financial freedom and opportunities, providing you with the capability for a life-enriching experience.
How We Can Help
Retirement planning shouldn’t start at retirement; it should start well before. All retirement portfolios progress through three phases: accumulation, preservation, and distribution. Whatever phase you are in, we can help you. At Equity Wealth Solutions, we take a long-term view of your financial wellbeing to help create a life during retirement that is as well-planned as your life is while you are working.
- Understand your goals: Through an intensely personalized approach, we discover what your retirement goals are.
- Analyze your current position: To plan a meaningful retirement, you need to know where you currently stand. We’ll help you build an in-depth financial inventory to use as part of our retirement planning process.
- Develop your plan: We’ll work with you to create a retirement plan that aims to address your goals. When we’re done, you’ll not only have a better understanding of your investments, and what you need to fund your retirement lifestyle, you’ll also be better equipped to handle any shortfalls.
- Implement your plan: As you move closer to retirement, we’ll work with you to ensure the plans are implemented in a phased and orderly manner. The goal of our retirement planning approach is to make your transition to retirement as seamless and stress-free as possible.
- Support you in pension and benefit decisions: We’ll be here if you need advice on your pension options, benefits, Social Security and Medicare: when to apply, how to apply, what to do with your funds, and much more.
- Work with you in retirement and beyond: A long and fulfilling retirement takes multiple facets of your financial picture into consideration: health care, long-term care, insurance, legacy planning, and charitable giving. Our financial professionals will be here for you when you need advice in any of these areas.
- Provide ongoing reviews: We’ll continue to review your retirement plans and consult with you about any changes or updates needed to address your evolving retirement lifestyle needs.
